American Federal assists those who have volunteered their time to military service, including Active or Retired Military, Veterans, and Employed or retired Federal Employees. We guide current and former military personnel to make long-lasting employment, benefit, and retirement decisions that will serve them well.

We have solutions for:

  • Pensions, Thrift Savings Plans, and Social Security:
    Are you’re saving enough? Are you on target for retirement? When can you retire? We evaluate your needs and offer advice on how to structure your retirement income from your pension, Thrift Savings Plan (or other retirement savings plan), and Social Security. If you’re married, we explore spousal and survivor benefit options so you can make the best decisions for your family.
  • Pension Repayment Options:
    If you’ve moved around in your career, or possibly left and come back, you might face a multitude of pension repayment options. We counsel you about lump sum payment requirements, the value of benefits gained in return, and how long it takes for a repayment decision to pay off in your favor.
  • Military Time Recapture/Buyback:
    If you served in the Armed Forces of the United States, your service time could be creditable for retirement purposes if it was active service terminated under honorable conditions, and performed prior to your separation from civilian service for retirement.                                  Click here for more information about Military Time Recapture.
  • Veterans and Military
    We are able to assist Veterans who are dealing with physical or emotional challenges and trying to find Insurance. There are also opportunities for growth of savings, bonds, 401ks, and IRAs.

We service members & families of the:
Air Force
Coast Guard
Merchant Marines